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Table of Contents
- Laikini panakō ma Kanada? E kiʻi i kahi laikini Banking ma Kanada
- He aha ka laikini panakō ma Kanada?
- Nā koi no ka loaʻa ʻana o kahi laikini panakō ma Kanada
- Nā hana e loaʻa ai kahi laikini panakō ma Kanada
- 1. Hoʻomākaukau i ka hoʻolālā ʻoihana
- 2. Laikini noi
- 3. Nānā i ka noi
- 4. AMF olelo hooholo
- Nā laʻana o nā panakō ma Kanada
- 1. Bank Bank of Canada (RBC)
- 2. Toronto-Dominion Bank (TD)
- 3. Panakō o Montreal (BMO)
- Panina
Laikini panakō ma Kanada? E kiʻi i kahi laikini Banking ma Kanada
ʻO ka ʻoihana panakō Kanada kekahi o nā mea ikaika loa a hoʻoponopono ʻia ma ka honua. Ua kaulana nā panakō Kanada no ko lākou kūpaʻa kālā, ka ʻike a me ka hoʻokō i ka pale o nā mea kūʻai aku. Inā makemake ʻoe i ka loaʻa ʻana o kahi laikini panakō ma Kanada, he mea nui e hoʻomaopopo i nā koi hoʻoponopono a me nā ʻanuʻu e pili ana i ka loaʻa ʻana o kahi laikini.
He aha ka laikini panakō ma Kanada?
ʻO ka laikini panakō he ʻae ia i hoʻopuka ʻia e ka Autorité des marchés financiers (AMF) o Kanada e hiki ai i kahi hui ke hāʻawi i nā lawelawe panakō i ka lehulehu. ʻO nā lawelawe panakō me ka ʻohi ʻana i nā waihona, ka hāʻawi ʻana i nā hōʻaiʻē, ka mālama ʻana i nā waihona waihona a me ka hāʻawi ʻana i nā lawelawe uku. Hoʻoponopono ʻia nā panakō Kanada e ka Canadian Bank Act a mālama ʻia e ke Office of the Superintendent of Financial Institutions (OSFI).
Nā koi no ka loaʻa ʻana o kahi laikini panakō ma Kanada
No ka loaʻa ʻana o kahi laikini panakō ma Kanada, pono e hoʻokō kahi ʻoihana i kekahi mau koi kānāwai. Aia kēia mau koi:
- ʻO kahi hoʻonohonoho hoʻonohonoho paʻa: Pono ka hui e loaʻa i kahi hoʻonohonoho hoʻonohonoho paʻa e komo pū me kahi papa alakaʻi mākaukau a me kahi hui hoʻokele akamai.
- ʻO kahi hoʻolālā pāʻoihana paʻa: Pono ka ʻoihana i kahi hoʻolālā ʻoihana paʻa e hōʻike ana i kona hiki ke hoʻolako i nā lawelawe panakō ma ke ʻano kūpono a hoʻomau.
- Ka nui kālā: Pono ka hui e uhi i nā pilikia e pili ana i kāna mau hana panakō. ʻO ka koi kālā liʻiliʻi loa no kahi panakō ma Kanada he C $ 10 miliona.
- Inikua waihona: Pono ka hui e lawe i ka inikua waihona no ka pale ʻana i nā waihona kālā a kāna mea kūʻai i ka wā o ka banekorupa.
- Hoʻokō hoʻoponopono: Pono ka hui e hoʻokō i nā kānāwai a me nā hoʻoponopono āpau e pili ana, me ka Canadian Bank Act a me nā lula OSFI.
Nā hana e loaʻa ai kahi laikini panakō ma Kanada
ʻO ke kaʻina hana o ka loaʻa ʻana o kahi laikini panakō ma Kanada hiki ke lawe i kekahi mau mahina a i ʻole mau makahiki. ʻO nā hana maʻamau e loaʻa ai kahi laikini panakō ma Kanada e komo pū:
1. Hoʻomākaukau i ka hoʻolālā ʻoihana
ʻO ka hana mua i ka loaʻa ʻana o kahi laikini panakō ma Kanada ʻo ka hoʻomākaukau ʻana i kahi hoʻolālā ʻoihana paʻa. Pono ka hoʻolālā pāʻoihana e kikoʻī i nā hana panakō a ka ʻoihana e hoʻolālā nei e alakaʻi, nā mākeke āna i manaʻo ai e lawelawe, nā huahana a me nā lawelawe āna e manaʻo ai e hāʻawi, a me nā kuhi kālā no nā makahiki ʻelima e hiki mai ana.
2. Laikini noi
Ke mākaukau ka hoʻolālā ʻoihana, hiki i ka hui ke hoʻouna i kahi palapala laikini i ka AMF. Pono e komo ka palapala noi i ka ʻike kikoʻī e pili ana i ka ʻoihana, me kona hoʻonohonoho hoʻonohonoho, kapikala, nā luna a me nā mea kuleana. E nānā ka AMF i ka noi a hiki ke noi i ka ʻike hou a i ʻole nā wehewehe inā pono.
3. Nānā i ka noi
I ka manawa i loaʻa ai i ka AMF ka palapala laikini, e nānā ʻo ia i ka palapala noi e hōʻoia i ka hui ʻana i nā koi kānāwai āpau. Hiki i ka AMF ke hoʻokō pono i ka ʻoihana e hōʻoia i ka mākaukau a me ka hilinaʻi o kāna mau mana a me nā mea kuleana.
4. AMF olelo hooholo
Ma hope o ka nānā ʻana i ka palapala laikini a me ka hoʻokō pono ʻana, e hoʻoholo ka AMF i ka hāʻawi ʻana i ka laikini. Inā ʻoluʻolu ka AMF e hoʻokō ka ʻoihana i nā koi hoʻoponopono āpau, e hāʻawi ia i kahi laikini panakō i ka ʻoihana. Inā hopohopo ka AMF e pili ana i ka hiki i ka hui ke hoʻolako i nā lawelawe panakō me ka palekana a me ka loaʻa kālā, hiki iā ia ke hōʻole i ka palapala laikini.
Nā laʻana o nā panakō ma Kanada
He mau panakō nui ʻo Canada i ʻike nui ʻia no ko lākou kūpaʻa kālā a me ka hoʻokō ʻana i ka pale o nā mea kūʻai aku. Eia kekahi mau laʻana o nā panakō ma Kanada:
1. Bank Bank of Canada (RBC)
ʻO Royal Bank of Canada (RBC) ka panakō nui loa ma Kanada ma o ka waiwai a me ka nui o ka mākeke. Hāʻawi ʻo RBC i nā lawelawe waihona kālā piha no kēlā me kēia kanaka, ʻoihana a me nā mea hoʻopukapuka, me ka hāʻawi ʻana, waiho kālā, mālama waiwai a me nā lawelawe brokerage.
2. Toronto-Dominion Bank (TD)
ʻO ka Toronto-Dominion Bank (TD) ka lua o ka panakō nui loa ma Kanada ma o ka waiwai a me ka nui o ka mākeke. Hāʻawi ʻo TD i kahi kikoʻī piha o nā lawelawe panakō pilikino, ʻoihana a me nā mea hoʻopukapuka kālā, me ka hōʻaiʻē, waiho kālā, hoʻokele waiwai a me nā lawelawe brokerage.
3. Panakō o Montreal (BMO)
ʻO Bank of Montreal (BMO) ka ʻehā o ka panakō nui loa ma Kanada ma o ka waiwai a me ka hoʻonui kālā. Hāʻawi ʻo BMO i kahi kikoʻī piha o nā lawelawe panakō pilikino, ʻoihana a me nā mea hoʻopukapuka kālā, me ka hāʻawi ʻana, waiho kālā, mālama waiwai a me nā lawelawe brokerage.
Panina
ʻO ka loaʻa ʻana o kahi laikini panakō ma Kanada he kaʻina hana paʻakikī e koi ai i kahi hoʻonohonoho hoʻonohonoho ikaika, hoʻolālā pāʻoihana paʻa, ka nui kālā, ʻinikua waihona a me ka hoʻokō hoʻoponopono. Ua kaulana nā panakō Kanada no ko lākou kūpaʻa kālā, ka ʻike a me ka hoʻokō i ka pale o nā mea kūʻai aku. Inā makemake ʻoe i ka loaʻa ʻana o kahi laikini panakō ma Kanada, he mea nui e hoʻomaopopo i nā koi hoʻoponopono a me nā ʻanuʻu e pili ana i ka loaʻa ʻana o kahi laikini.