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Table of Contents
- Laikini panakō ma India? E kiʻi i kahi laikini Banking ma India
- He aha ka laikini panakō ma India?
- Nā koi e kiʻi i kahi laikini panakō ma India
- 1. Hoʻonohonoho ʻĀpana
- 2. Kapena liʻiliʻi
- 3. Ka ʻike ma ka ʻoihana panakō
- 4. Hoʻokō me nā Kūlana RBI
- 5. Hiki ke hoʻolako i nā lawelawe panakō
- Nā hana e loaʻa ai kahi laikini panakō ma India
- 1. Hoʻomākaukau i ka hoʻolālā ʻoihana
- 2. Kumukānāwai o ka hui
- 3. Noi ka laikini panakō
- 4. Ka loiloi o ka noi
- 5. Nānā ma ka pae
- 6. Hooholo RBI
- 7. Kumukanawai o ka banako
- Nā hiʻohiʻona o nā panakō i loaʻa i kahi laikini panakō ma India
- 1. Kotak Mahindra Bank
- 2. Banako Bandhan
- Panina
Laikini panakō ma India? E kiʻi i kahi laikini Banking ma India
Ke ulu mau nei ka ʻoihana panakō ma India a hāʻawi i nā manawa he nui no nā mea hoʻopukapuka a me nā ʻoihana. Eia nō naʻe, no ka hana ʻana i kahi panakō ma India, pono e loaʻa kahi laikini panakō mai ka Reserve Bank of India (RBI). Ma kēia ʻatikala, e nānā mākou i nā koi e kiʻi i kahi laikini panakō ma India a me nā ʻanuʻu e pono ai ʻoe e lawe i laila.
He aha ka laikini panakō ma India?
ʻO ka laikini panakō he ʻae kānāwai i hāʻawi ʻia e ka Reserve Bank of India (RBI) i kahi hui e hana i kahi panakō ma India. ʻO ka RBI ka mana hoʻoponopono a me ka hoʻomalu no ka waihona kālā ma India a nona ke kuleana no ka hāʻawi ʻana i nā laikini panakō.
ʻElua ʻano o nā laikini panakō ma India:
- laikini panakō kalepa
- ʻO ka laikini panakō hui
ʻO nā panakō kālepa he mau hui waiwai e hāʻawi ana i nā lawelawe panakō i ka lehulehu o nā mea kūʻai aku, ʻoiai ʻo nā panakō hui he mau hui waiwai ʻole i hoʻokumu ʻia e kōkua i ka poʻe mahiʻai, nā mea hana a me nā ʻoihana liʻiliʻi.
Nā koi e kiʻi i kahi laikini panakō ma India
No ka loaʻa ʻana o kahi laikini panakō ma India, pono kahi hui e hoʻokō i kēia mau kūlana:
1. Hoʻonohonoho ʻĀpana
ʻO ka hui e makemake ana e loaʻa kahi laikini panakō ma India pono e hoʻohui ʻia ma ke ʻano he hui lehulehu a i ʻole he hui palena ʻole. Pono e hoʻopaʻa inoa ʻia ka ʻoihana e like me nā ʻōlelo o ka Companies Act, 2013.
2. Kapena liʻiliʻi
Pono e loaʻa i ka hui ka liʻiliʻi liʻiliʻi o Rs 500 crore no ka loaʻa ʻana o kahi laikini panakō kalepa a me Rs 100 crore no ka loaʻa ʻana o kahi laikini panakō hui.
3. Ka ʻike ma ka ʻoihana panakō
Pono ka ʻoihana i ka ʻike ma ka waihona kālā a i ʻole ka ʻāpana kālā ma kahi o 10 mau makahiki e loaʻa ai kahi laikini panakō kalepa a ma kahi o 5 mau makahiki e loaʻa ai kahi laikini panakō hui.
4. Hoʻokō me nā Kūlana RBI
Pono ka hui e hoʻokō i nā kūlana RBI e pili ana i ka capitalization, ka hoʻokele pilikia, ka hoʻokele hui a me ka hoʻokō kānāwai.
5. Hiki ke hoʻolako i nā lawelawe panakō
Pono ka hui e hāʻawi i nā lawelawe panakō i kahi ākea o nā mea kūʻai aku a pono e loaʻa kahi hoʻolālā ʻoihana paʻa e hoʻokō ai i kēia pahuhopu.
Nā hana e loaʻa ai kahi laikini panakō ma India
Pono e hahai ʻia nā hana aʻe e loaʻa ai kahi laikini panakō ma India:
1. Hoʻomākaukau i ka hoʻolālā ʻoihana
Pono ka hui e hoʻomākaukau i kahi hoʻolālā pāʻoihana kikoʻī e wehewehe ana i nā pahuhopu ʻoihana, nā huahana a me nā lawelawe i hāʻawi ʻia, nā mākeke makaʻāina, nā hoʻolālā kūʻai, nā kuhi kālā, a me nā hoʻolālā ulu.
2. Kumukānāwai o ka hui
Pono e hoʻohui ʻia ka hui ma ke ʻano he hui lehulehu a i ʻole he hui palena ʻia e like me nā ʻōlelo o ka Companies Act, 2013.
3. Noi ka laikini panakō
Pono ka hui e hoʻouna i kahi noi no ka laikini panakō i ka RBI me ka hoʻohana ʻana i ka palapala noi i kuhikuhi ʻia. Pono e hui pū ʻia ka palapala noi me kahi hoʻolālā ʻoihana kikoʻī, kahi hoʻolālā hoʻokō hoʻoponopono, kahi hoʻolālā hoʻokele pilikia a me kahi hoʻolālā hoʻokele hui.
4. Ka loiloi o ka noi
E loiloi ka RBI i ka palapala laikini panakō a hana i kahi nānā hope i ka hui a me kāna mau mea hoʻolaha. Hiki i ka RBI ke noi i ka ʻike hou a i ʻole ka wehewehe ʻana i ka noi.
5. Nānā ma ka pae
E alakaʻi ka RBI i kahi nānā ma ka pūnaewele o ka hui e loiloi i kona hiki ke hāʻawi i nā lawelawe waihona kālā e like me nā kūlana RBI. Hiki i ka nānā ʻana ma ka pūnaewele ke lawe i kekahi mau mahina a pili paha i nā kipa pūnaewele, nā nīnauele me nā limahana hui a me nā loiloi palapala.
6. Hooholo RBI
Ma hope o ka loiloi ʻana i ka palapala laikini panakō a me ka nānā ʻana ma ka pūnaewele, e hoʻoholo ka RBI i ka hāʻawi ʻana i ka laikini panakō. Inā ʻae ʻia ka palapala noi, e hoʻopuka ka RBI i kahi palapala ʻae laikini panakō.
7. Kumukanawai o ka banako
Ma hope o ka loaʻa ʻana o ka palapala ʻae laikini panakō, pono ka hui e hoʻokomo i ka panakō e like me nā ʻōlelo o ka Companies Act, 2013. Pono pū ka panakō i nā kūlana RBI e pili ana i ka capitalization, ka mālama ʻana i nā pilikia, ka hoʻokele hui a me ka hoʻokō kānāwai.
Nā hiʻohiʻona o nā panakō i loaʻa i kahi laikini panakō ma India
Ua loaʻa i kekahi mau panakō i kahi laikini panakō ma India i nā makahiki. Eia kekahi mau laʻana:
1. Kotak Mahindra Bank
Ua hoʻokumu ʻia ʻo Kotak Mahindra Bank ma 1985 ma ke ʻano he ʻoihana hoʻopaʻa waiwai. I ka makahiki 2003, ua loaʻa i ka panakō kahi laikini panakō kālepa mai ka RBI a lilo i panakō kūʻokoʻa mua o India i hoʻololi ʻia i kahi panakō kalepa. I kēia lā, ʻo Kotak Mahindra Bank kekahi o nā waihona pilikino koʻikoʻi o India me kahi pūnaewele o nā lālā 1 a me nā ATM a puni ka ʻāina.
2. Banako Bandhan
Ua hoʻokumu ʻia ʻo Bandhan Bank ma 2001 ma ke ʻano he hui waiwai ʻole e kōkua i nā wahine a me nā keiki ma nā wahi kuaʻāina o India. I ka makahiki 2014, ua hāʻawi ka RBI iā Bandhan Bank i kahi laikini panakō kalepa, e hana ana i ka panakō ka panakō mua i hoʻokumu ʻia ma ka mokuʻāina o West Bengal mai ke kūʻokoʻa ʻana o India. I kēia lā, ʻo Bandhan Bank kekahi o nā waihona pilikino koʻikoʻi o India me kahi pūnaewele o nā lālā 1 a me nā ATM a puni ka ʻāina.
Panina
ʻO ka loaʻa ʻana o kahi laikini panakō ma India kahi hana paʻakikī e pono ai ka hoʻolālā akahele a me ka hoʻokō pono ʻana i nā kūlana RBI. Eia nō naʻe, no ka poʻe ʻoihana a me nā mea hoʻopukapuka i loaʻa i ka laikini panakō, he nui nā manawa i kahi ʻoihana waihona kālā e loli mau ana ma India.
